Title insurance protects the homebuyer and lender from potential legal or financial issues related to the ownership of the property. It ensures that the title to the home is clear of past problems like unpaid taxes, liens, or ownership disputes.

Title insurance gives you peace of mind that your property rights are secure. If a hidden issue arises after closing—such as a previously unknown heir or a clerical error in past records—title insurance can help cover legal costs and financial losses.

A lender’s policy protects the lender’s financial interest in the home and is typically required if you’re taking out a mortgage. An owner’s policy protects your investment as the homeowner and is optional—but highly recommended.

A lender’s policy lasts until the mortgage is paid off or refinanced. An owner’s policy lasts as long as you or your heirs own the property, giving you long-term protection from past title issues.

Title insurance is a one-time fee paid at closing. The cost varies depending on the property's value and location. Your title agency can provide a quote specific to your transaction—no surprises!

We handle a title search to uncover any issues, coordinate with all parties for a smooth closing, prepare the necessary documents, and issue the title insurance policy. Our goal is to make your home purchase as stress-free and secure as possible.